Auto Insurance FAQs
Auto Insurance FAQs
Dealing with the stress of a collision is hard enough without trying to figure out how your accident insurance works. Here are some answers to frequently-asked questions about insurance policies.
Will the insurance company guarantee your work?
We guarantee our own work, but the insurance company does not have the legal right to guarantee a third party's work.
Who pays for repairs?
It depends on the circumstances. If you were at fault, but have comprehensive or collision insurance, the insurance company would pay the costs minus your deductible. If the other party was at fault, their insurance company should pay.
Do I have to accept the insurance company's appraisal of damage?
No. Check the "Appraisal Clause" in your policy if you have differences with their appraisal. It allows you and the insurance company to gather an opinion from an appraiser you both agree upon, or a third-party "Umpire" if you cannot agree.
Do I have the right to a rental car?
If you have purchased rental car coverage and were not responsible for the accident, you may seek reimbursement from the insurance company or, if another driver was responsible for the accident, their insurance company. If you do not have rental car coverage and were responsible for the accident, you have no grounds to ask for reimbursement. If the other driver was liable, you can generally seek reimbursement from their insurance company.
Who do I call to file a claim?
Reach out to your agent or insurance provider. If someone else is liable for your damages, it's essential to also get in touch with their insurance agent or company. The assigned adjuster will then guide you on any further necessary actions.
What does my policy require me to do after an accident?
Inform your insurance provider about the accident's details, including the time, location, and circumstances of the incident. Provide the names and addresses of individuals injured in the accident as well as any potential witnesses. Collaborate fully with the investigation process. Lastly, acquire or grant authorization for your insurance company to secure necessary documents, medical records, and relevant information.
Want more information on your rights? To make an appointment, call us at 972-612-1963 or make an appointment online!
Contact Us Today!
Got questions? We've got answers! Drop us a line, give us a call, or even stop by. Our team is eager to help you with any auto repair needs you have. Let's get you back on the road safely and swiftly!
What Our Customers Are Saying
I had a great experience with Tidwell Auto Service. Yesterday, my engine splash shield started making noise on bumpy roads, and I even had to pull over and temporarily tie it up with a plastic thread I found on the roadside just to continue driving safely. When I took the car to Tidwell Auto Service, they explained that if the shield needed replacement, the part would have to be ordered. I was prepared to go ahead with the replacement, or at least have it removed temporarily until the new part arrived. Instead, they took the time to properly fix the existing shield and got everything secured again. To my surprise, they didn’t even charge me for the work they did. This was my first time using their service, and honestly, I regret not knowing about them earlier. It’s rare to find honest and helpful service like this these days. I truly appreciate their professionalism, kindness, and integrity. Highly recommend Tidwell Auto Service!
Plano, TX
My transmission light went on while driving and I immediately drove to Tidwell (recommended by Grease Monkey across the street). They diagnosed and repaired at a fair price and did not try to sell me repairs I didn't need. Replaced all 4 coils for about 1/3 the price of the dealership. Will not go anywhere else from now on.
Plano, TX
Efficient and dependable service. Fair and reasonable.
They did a great job.
